My family could no longer afford quality childcare when our second child was born, since the cost was more than my husband's salary. We made the difficult decision to transition to a single-income household until our children are both school-aged. My husband now stays at home with our children while I work full-time. It is very difficult to make ends meet, let alone build any savings. I have a lot of stress about what would happen to our family if I lost my job.